The goods transport insurance policy provides cover for goods during transport, whether by land, air, sea or multimodal means, both nationally and internationally.
Goods insurance can be taken out by goods owners and shippers who wish to protect their assets against possible damage during transport, loading and unloading.
This type of insurance is usually classified:
By type of transport:
- Land
- Air
- Sea
- Multimodal
This type of insurance is usually classified:
By type of policy:
- Billing per services
- Billing per goods
- Annual/registration
- Per voyage
- Floating
Most common covers:
- Fire, lightning or explosion
- Accident of the means of transport
- Vehicle falling into ditches, ravines, cliffs, river and/or sea.
- Collision or impact of the carrying vehicle with another fixed or moving object.
- Overturning or derailment.
- Storm rain or snow, avalanches and landslides.
- Landslides and falling earth, mountains or rocks.
- Collapse of bridges and collapse of buildings, tunnels or other engineering and architectural works.
- Sudden subsidence of the track, road or carriageway.
- Sea water due to storms during land journeys.
- Etc.
- Total loss of the vessel, general average contribution, shipwreck, grounding or stranding, collision or contact with another vessel
- Accidents during flight, on the ground, taxiing, take-off or landing, when air transport complements land transport on board aircraft
- Robbery committed by a gang and with firearms
- Risks caused by natural phenomena (Extraordinary risks)
The main optional guarantees are:
- Theft
- Falling of packages during loading and/or unloading operations.
- Water damage.
- Breakage.
- Loss or non-delivery of complete packages.
- Stains.
- Oxidation.
- War and Strike risks.
