It is often said that we experience a trip three times: when we plan it, while we are there, and when we remember it. To ensure that this experience is not disrupted by unexpected events, having a good travel assistance insurance is essential.
Contrary to what many people believe, travel insurance is not only designed to cover trip cancellation due to major causes.
The most important coverage in this type of policy is medical and healthcare assistance, especially when traveling abroad. Any accident or medical issue outside your home country can lead to significant expenses that substantially increase the overall cost of your trip.
INTERNATIONAL TRAVEL ASSISTANCE INSURANCE
When traveling within the European Union, medical care is covered through the European Health Insurance Card. However, this card has limitations and does not cover repatriation costs nor guarantees that healthcare services will be entirely free, as each country has its own healthcare system.
For this reason, even when traveling to a neighboring country, purchasing travel assistance insurance is always recommended.
WHAT DOES TRAVEL ASSISTANCE INSURANCE COVER?
Coverage varies depending on the insurer and policy selected, but the most common benefits include:
- Medical and healthcare assistance
- Accidental death or disability coverage
- Personal liability coverage
- Luggage theft or damage
- Early return due to death of a family member
- Reimbursement for unused vacation days
- Trip cancellation expenses
- Travel expenses for a family member in case of hospitalization of the insured
- Translation services
